Let’s dive into the week with some fresh listener questions we have lined up for you on this Special Tariffs Edition of Ask HTM (more on that further down). But don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it! But as the title states, we’re going to cover a ton of different questions that all pertain to the issue of tariffs and how they are going to impact you and your money. For instance: • Should I diversify to international investing given the state of things? • Can you discuss if tariffs are a form of regressive tax? • Is moving more dollars into gold and crypto a smart move? • Does my emergency fund get factored into unemployment benefits? • How do you come up with a Bare Bones Budget? • Is this a ridiculous time to sell our house? • How should I consider an early retirement offer from my employer? • As an investing ‘late bloomer’, how does market volatility impact my ability to save for retirement? • Does more market volatility make paying for Betterment’s auto tax loss harvesting a good idea? • and additional concerns... Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here. • • Sign up for the weekly HTM newsletter • . It’s fun, free, & practical. • Join a thriving community of fellow money in the HTM Facebook group. • Find the best credit card for you with our new credit card tool • ! • Massively reduce your cell phone bill • each month by switching to a discount provider like Mint Mobile. During this episode we enjoyed a Yellow Rose Smash IPA by Lonely Pint! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!

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