On this week's episode: -Tiffany shares her Obamacare drama and Mandi gives tips on how to avoid a $695 tax penalty this year -We discuss the pros/cons of group dinners (OK, mostly cons) -And we answer something of a taboo question: What should a guy/girl REALLY spend on an engagement ring? Mandi tells you what the going rate for a rock is these days and has tips on how to save on that diamond. Important links from this week's episode! Exemptions for the Obamacare tax penalty> Mandi's Story on whether or not you should buy an engagement ring on Etsy > As always, email us at [email protected] with questions or tweet us @thebapodcast. Learn more about your ad choices. Visit podcastchoices.com/adchoices