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Vivian Tu

Vivian Tu, aka Your Rich BFF, is getting up close and personal, about the good, bad, and ugly on how money impacts all of our lives. Instead of your traditional boring business podcast, Networth and Chill covers financial topics as they relate to YOUR ACTUAL LIFE, all while feeling like a conversation with your best friend. Each episode breaks down a complicated economic or business concept into easy to understand terms, while tapping experts, professionals, and some of your favorite famous faces to give actionable tips & advice on how to make the most of your money. Grab a drink and get ready to Networth and Chill. Part of the Vox Media Podcast Network.

Networth and Chill with Your Rich BFF

Vivian sits down with Danielle Robay, the journalist Forbes called the “Queen of Questions” and host of Question Everything and Reese’s Book Club podcast, for a conversation about the underrated skill that can change your career, relationships, and life: knowing how to ask good questions. From networking and career pivots to money conversations and personal growth, Danielle breaks down why curiosity might be one of the most valuable assets you can build.

In this episode, you'll learn:

1. What makes someone a genuinely great conversationalist, how to ask questions that actually lead to meaningful answers, and the networking mistakes most people don’t realize they’re making.

2. How to navigate difficult or awkward conversations, from bringing up money with partners and friends to asking smarter questions during interviews, coffee chats, and career transitions.

3. How Danielle defines success beyond financial achievement, the mindset shifts that help people keep growing instead of staying stuck, and why curiosity, connection, and self-awareness matter just as much as ambition.

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Truth About Networking (And What Most People Get Wrong)

Vivian gets candid about how she built Your Rich BFF, what it really took to leave a $625K-a-year job, and the financial strategy behind becoming a full-time entrepreneur. In this episode, she breaks down the realities of betting on yourself in the creator economy, from building a financial runway and managing unpredictable income to navigating imposter syndrome, scaling a business, and knowing when it’s actually time to make the leap.

In this episode, you’ll learn:

1. How Vivian went from posting finance videos after work to building Your Rich BFF into a multimillion-dollar business.

2. What aspiring entrepreneurs need before quitting their jobs, from emergency funds and business plans to cash flow forecasting, tax planning, and diversifying income streams, so you’re not relying on one paycheck.

3. How to survive the emotional and financial realities of entrepreneurship, including managing risk, avoiding lifestyle inflation, handling imposter syndrome, and building a business that can actually sustain you long term.

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com

Learn more about your ad choices. Visit podcastchoices.com/adchoices

My $625K Leap: How I Built Your Rich BFF

Vivian is back by popular demand with another round of “Am I The Asshole? Finance Edition,” where she dives into your messiest money dilemmas and delivers her unfiltered verdict on who’s actually in the wrong. From inheritance drama and relationship debt disasters to wedding expenses, friendship resentment, and family financial guilt trips, this episode proves that money can make even the closest relationships extremely complicated.

In this episode, you'll learn:

1. How to navigate financial boundaries with partners, friends, and family members, including when helping someone financially crosses the line into being taken advantage of.

2. What people actually owe each other in messy money situations, from destination wedding cancellations and shared travel costs to scams, loans, and group expenses that suddenly become awkward.

3. How to protect your own financial future while still showing up for the people you care about, plus Vivian’s honest takes on guilt, entitlement, resentment, and the emotional side of money no one teaches you about.

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are YOU The Financial A-Hole? (Real Money Dilemmas Answered)

Vivian sits down with Tank Sinatra, the meme king behind @tanksgoodnews, @influencersinthewild, and his personal account @tank.sinatra, to talk about what happens when jokes become a business and viral moments reshape the way we think about money. With over 15 million followers, Tank breaks down the meme economy, what brands are actually paying for a single sponsored post, and why meme culture, think GameStop and Dogecoin, is quietly changing how a whole generation thinks about wealth and value.

In this episode, you'll learn:

1. What the meme economy actually is and how to know when a meme is worth investing in, and when it's cooked, straight from one of the biggest meme account moguls on the internet.

2. How much creators like Tank really make, from the breakdown of income across platforms to what a single brand partnership post can pay, and why major companies are throwing serious money at joke accounts.

3. How meme culture has reshaped the way we define value, wealth, and smart money moves, and what that means for your own financial thinking in a world where cultural currency drives real markets.

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com

Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Meme Economy: How Tank Sinatra Turned Internet Jokes into a Multi Million Dollar Business

Vivian gets real about how to survive summer wedding season without blowing your budget. In this episode, she breaks down the true cost of being a wedding guest, from the obvious expenses to the sneaky ones no one warns you about, and shares exactly how to celebrate your friends without putting yourself in a financial hole.

In this episode, you'll learn:

1. What attending a wedding actually costs… from gifts and travel to hidden expenses like outfits, pre-wedding events, and all the little things that quietly add up.

2. How to build a three-tier wedding budget so you can confidently decide what you can afford, avoid overspending, and know when it’s okay to say no.

3. The smartest ways to save on wedding travel, including credit card strategies, booking hacks, and international tips like VAT refunds that can put real money back in your pocket.

Follow the podcast on Instagram and TikTok!

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Smart Money Moves Every Wedding Guest Needs to Know This Season

Check out and download Vivian's new app, ⁠Ask Dolly!

Vivian gets candid about what the Federal Reserve, aka the Fed, actually is and how it affects you! In this episode, she breaks down everything you need to know about the Federal Reserve to make wise and informed decisions with your money.

In this episode, you'll learn:

1. What the Federal Reserve actually is, why it was created, and how this one institution quietly controls the interest rates on your mortgage, credit cards, student loans, and retirement savings.

2. What it actually means when the Fed raises or cuts rates: who wins, who loses, and why their decisions almost never make everyone happy at the same time.

3. Why Trump's push to fire Fed Chair Jerome Powell and board member Lisa Cook is such a big deal, what it would mean for your wallet if he succeeds, and why both Republicans and Democrats are drawing the line here.

Follow the podcast on Instagram and TikTok!Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Federal Reserve Breakdown Everyone Needs

Vivian sat down with Elizabeth and Ethan Finkelstein, founders of "Cheap Old Houses," and hosts of HGTV's Who's Afraid of a Cheap Old House, for a conversation about home ownership in the modern era.

1. How Ethan and Elizabeth turned a passion for affordable homes into a 2.9 million follower movement, and why they believe a cheap old house is actually a smarter financial move than a brand-new build.

2. The green flags and red flags to look for when buying a fixer-upper, how much money and time to realistically budget for a renovation, and which projects you can DIY versus when to call a pro.

3. How to find deals that never show up on Zillow, what resources exist to save money during renovation, and the secrets behind buying a house for $27K at auction.

Keep up with the Finkelsteins' on Instagram https://www.instagram.com/cheapoldhouses/, watch their HGTV show Who's Afraid of a Cheap Old House, and grab a copy of their book at https://www.cheapoldhouses.com/book/. 

Follow the podcast on Instagram and TikTok!

Host: Vivian Tu 

Producer: Grace Rittenhouse

Editor: Fringe PodcastsGot a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

How YOU Can Afford a House in 2026!

Vivian sits down with Codie Sanchez, Wall Street veteran turned business acquisition expert and founder of Contrarian Thinking, for a conversation about building real wealth through buying boring businesses. 

In this episode, you'll learn:

1. How Codie's years on Wall Street shaped the way she thinks about money, hustle, and building wealth.

2. What "buying boring businesses" actually means, and how small business acquisitions can fit into a regular person's financial portfolio.

3. How to know if a business is set up to succeed or fail, what it takes to go from breaking even to actually profiting, and the practical steps you can take right now to stop trading time for money and start building lasting wealth.

Check out Codie on Instagram https://www.instagram.com/codiesanchez/ and check out her work at https://codiesanchez.com/. 

Follow the podcast on Instagram and TikTok!

Host: Vivian Tu 

Producer: Grace Rittenhouse

Editor: Fringe Podcasts

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com 
Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Small Business Buying Blueprint with Codie Sanchez

Vivian sits down with Kara Loewentheil, lawyer turned life coach, speaker, and NYT bestselling author for a candid conversation about women’s financial literacy, and how to make decisions with confidence!

In this episode, you'll learn:

1. What the "brain gap" actually is, how a sexist society has been quietly shaping the way women think about money long before we ever opened our first bank account, and why the pay gap and motherhood penalty are still very much alive today.

2. The three biggest money lies women have been taught since childhood and the specific structures still working against us today. Plus how to start pushing back in your everyday life.

3. Why "know your worth" is actually terrible negotiation advice for women, what the Confidence Compass is and how to use it to reframe your relationship with money, and how to start making more intentional, confident decisions across your finances, your career, and your life.

Check out Kara on Instagram https://www.instagram.com/karaloewentheil/ and learn more about her work at https://schoolofnewfeministthought.com/ 

Follow the podcast on Instagram and TikTok!

Host: Vivian Tu 

Producer: Grace Rittenhouse

Editor: Fringe Podcasts 

Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com 
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Why You Keep Getting Paid Less Than You Should

It's Vivian's birthday and she's giving YOU the gift. Turning 32 means it's time for 32 real life and money lessons. 

In this episode, you'll learn:

1. Why you should never take advice from anyone you don't want to be, why the harder path isn't always the right one, and the small daily habits that actually move the needle on your finances and your life, way more than grinding on hard mode ever will.

2. Why individualism is quietly making you broke, why you should never take the first salary offer, and how negotiating, not just at work, but in every area of life, is the skill that separates the people who get what they want from the people who leave money on the table.

3. The real lessons about love, friendship breakups, family and money boundaries, and learning to sit with the hard stuff instead of running from it. Plus why rest, spite, and a popsicle in the shower might be the most underrated tools in your arsenal.

Follow the podcast on Instagram and TikTok!

Host: Vivian Tu 

Producer: Grace Rittenhouse

Editor: Fringe Podcasts Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com
Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are YOU The Financial A-Hole? (Real Money Dilemmas Answered)

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