Ask HTM - Buying With Other People's Money, Vanguard Digital Advisors, & Money Gear 7 Celebrations #1189

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it! 1 - Other people's money: Is financing more of our new home the best way to get the lowest rate? 2 - $300,000 windfall: Help me to efficiently drain an inherited 401k and invest for the long haul! 3 - Vanguard digital advisor: I’m 29, living in Brooklyn, and saving up for a house - is a robo advisor necessary? 4 - Money Gear 7: We’ve turned our 30 year mortgage into a 12 year - how should we celebrate? 5 - Backdoor Roth: I make too much to contribute to a Roth IRA so is a backdoor worth it? Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: YouTube: • You thought you’d never see it… the How To Money channel over on YouTube • - LIKE and SUBSCRIBE! Credit card perks: • Check out our favorite credit cards • that we use to maximize rewards and optimize our spending. Other money nerds: • Find a thriving community of fellow money nerds by joining the HTM Facebook group! Newsletter: • Sign up for the weekly HTM newsletter • . It’s fun, free, & practical. Money Gears: • knowing what to do with your money • is crucial to your personal finance journey. MG7: • and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor • and getting matched with a highly vetted financial advisor makes sense. Please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!

See omnystudio.com/listener for privacy information.