I Spend More Than I Should: How to Get Your Money Under Control Without Living on Bread, Water, and a Spreadsheet

You earn money. You pay the bills. You are not buying yachts, funding space missions, or collecting racehorses.

So why does your money keep disappearing?

I Spend More Than I Should is a practical, funny guide for anyone who regularly looks at a bank balance and wonders how a completely normal month managed to become so expensive.

This is not a book about eliminating every coffee, spending Saturday nights in darkness, or building a spreadsheet with enough tabs to qualify as infrastructure. Max Paradox takes a more realistic approach: understand where your spending actually goes, identify the habits that make money disappear, and build a simple system that works even when you are tired, busy, stressed, tempted by free shipping, or standing in a store holding something you did not know existed ten minutes ago.

Inside, you will learn how to:

find the real categories draining your money;

recognize emotional and boredom spending;

control impulse purchases without banning fun;

stop sales and discounts from creating purchases;

reduce subscription waste;

manage convenience spending;

prevent lifestyle creep after raises and bonuses;

separate bills, savings, and safe-to-spend money;

create spending rules before temptation appears;

handle social pressure without becoming the person who brings a calculator to dinner;

build a budget that does not collapse by Tuesday;

survive expensive months without immediately reaching for debt;

recover quickly when your plan falls apart;

recognize early warning signs before overspending returns.

The goal is not to spend as little as possible.

The goal is to spend on purpose.

You will learn how to protect the things you genuinely value while cutting the purchases you barely notice, how to make good decisions easier through automation and friction, and how to create a system realistic enough to survive ordinary life.

Because good financial control should not make every purchase feel guilty.

It should make good spending easier to enjoy.

If your money regularly disappears through delivery apps, subscriptions, casual shopping, social plans, sales, upgrades, and tiny transactions that individually look innocent, this book will help you make the total visible—and do something practical about it.

No guru speeches.

No financial purity tests.

No requirement to become emotionally attached to Excel.

Just clear methods, useful examples, realistic fallback plans, and enough humor to make personal finance feel slightly less like being audited by your own refrigerator.

© 2026 ALL-IN RAFAŁ PŁONKOWSKI (E-bog): 9788384831588

Udgivelsesdato

E-bog: 3. september 2026