Lyt når som helst, hvor som helst

Nyd den ubegrænsede adgang til tusindvis af spændende e- og lydbøger - helt gratis

  • Lyt og læs så meget du har lyst til
  • Opdag et kæmpe bibliotek fyldt med fortællinger
  • Eksklusive titler + Mofibo Originals
  • Opsig når som helst
Start tilbuddet
DK - Details page - Device banner - 894x1036

How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy

4 Anmeldelser

3.3

Længde
9T 36M
Sprog
Engelsk
Format
Kategori

Økonomi & Business

The United States has two separate banking systems today―one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit.

Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities―all thanks to deregulation that began in the 1970s and continues decades later.

In an age of corporate megabanks with trillions of dollars in assets, it is easy to forget that America’s banking system was originally created as a public service. Banks have always relied on credit from the federal government, provided on favorable terms so that they could issue low-interest loans. But as banks grew in size and political influence, they shed their social contract with the American people, demanding to be treated as a private industry free from any public-serving responsibility. They abandoned less profitable, low-income customers in favor of wealthier clients and high-yield investments. Fringe lenders stepped in to fill the void. This two-tier banking system has become even more unequal since the 2008 financial crisis.

Baradaran proposes a solution: reenlisting the US Post Office in its historic function of providing bank services. The post office played an important but largely forgotten role in the creation of American democracy, and it could be deployed again to level the field of financial opportunity.

© 2016 Blackstone Publishing (Lydbog): 9781504743860

Release date

Lydbog: 20. september 2016

Andre kan også lide...

  1. Unaccountable: How Elite Power Brokers Corrupt Our Finances, Freedom, and Security Janine R. Wedel
  2. Forgotten Continent: The Battle for Latin America's Soul Michael Reid
  3. Sold Out: How High-Tech Billionaires & Bipartisan Beltway Crapweasels Are Screwing America's Best & Brightest Workers Michelle Malkin
  4. Makers and Takers: Why Conservatives Work Harder, Feel Happier, Have Closer Families, Take Fewer Drugs, Give More Generously, Value Honesty More, Are Less Materialistic and Envious, Whine Less...and Even Hug Their Children More Than Liberals Peter Schweizer
  5. Our Damaged Democracy: We the People Must Act Joseph A. Califano
  6. The New Global Road Map: Enduring Strategies for Turbulent Times Pankaj Ghemawat
  7. Rollback: Repealing Big Government Before the Coming Fiscal Collapse Thomas E. Woods, Jr.
  8. Capitalists, Arise!: End Economic Inequality, Grow the Middle Class, Heal the Nation Peter Georgescu
  9. The Murder of the Middle Class: How to Save Yourself and Your Family from the Criminal Conspiracy of the Century Wayne Allyn Root
  10. Institution Building in Weak States: The Primacy of Local Politics Andrew Radin
  11. The Politics of Petulance: America in an Age of Immaturity Alan Wolfe
  12. What’s the Matter with Delaware?: How the First State Has Favored the Rich, Powerful, and Criminal—and How It Costs Us All Hal Weitzman
  13. iWar: War and Peace in the Information Age Bill Gertz
  14. A Rabble of Dead Money: The Great Crash and the Global Depression: 1929–1939: The Great Crash and the Global Depression: 1929 - 1939 Charles R. Morris
  15. Restarting the Future: How to Fix the Intangible Economy Stian Westlake
  16. God's Politics Jim Wallis
  17. Anything for a Vote: Dirty Tricks, Cheap Shots, and October Surprises in U.S. Presidential Campaigns Joseph Cummins
  18. The Upside of Down: Why the Rise of the Rest is Good for the West Charles Kenny
  19. How China Escaped Shock Therapy: The Market Reform Debate Isabella M. Weber
  20. Priced Out: The Economic and Ethical Costs of American Health Care Uwe E. Reinhardt
  21. The Artificial Intelligence Contagion: Can Democracy Withstand the Imminent Transformation of Work, Wealth, and the Social Order? David Barnhizer
  22. Just Giving: Why Philanthropy Is Failing Democracy and How It Can Do Better Rob Reich
  23. How the Post Office Created America: A History Winifred Gallagher
  24. Citizenship Dimitry Kochenov
  25. The Long Shadow of Default: Britain's Unpaid War Debts to the United States, 1917-2020 David James Gill
  26. The Roots of Obama’s Rage Dinesh D’Souza
  27. Rebellion, Rascals, and Revenue: Tax Follies and Wisdom through the Ages Michael Keen
  28. The Inglorious Years: The Collapse of the Industrial Order and the Rise of Digital Society Daniel Cohen
  29. Inside the Mind of a Voter: A New Approach to Electoral Psychology Sarah Harrison
  30. Fueling Freedom: Exposing the Mad War on Energy Kathleen Hartnett White
  31. Virtual Country: Strategy for 21st Century Democracy Richard Lang
  32. Corruption in America: From Benjamin Franklin's Snuff Box to Citizens United Zephyr Teachout
  33. Alienated America: Why Some Places Thrive While Others Collapse Timothy P. Carney
  34. Squeezed: Why Our Families Can't Afford America Alissa Quart
  35. Paper Money Collapse: The Folly of Elastic Money and the Coming Monetary Breakdown Detlev S. Schlichter
  36. Digital Barbarism Mark Helprin
  37. Money and Promises: A History of the World in Seven Deals Paolo Zannoni
  38. Lone Star Nation: How Texas Will Transform the America Richard Parker
  39. Liberty and Tyranny: A Conservative Manifesto Mark R. Levin
  40. Americans in China: Encounters with the People's Republic Terry Lautz
  41. Unequal Gains: American Growth and Inequality Since 1700 Peter H. Lindert
  42. Impeachment: A Citizen’s Guide Cass R. Sunstein
  43. On the Principles of Political Economy and Taxation David Ricardo
  44. A Duty to Resist: When Disobedience Should Be Uncivil Candice Delmas
  45. Republican Rescue: Saving the Party from Truth Deniers, Conspiracy Theorists, and the Dangerous Policies of Joe Biden Chris Christie
  46. These are the Plunderers: How Private Equity Runs—and Wrecks—America Gretchen Morgenson
  47. The End of Jobs: The Rise of On-Demand Workers and Agile Corporations Jeff Wald

Vælg dit abonnement

  • Over 600.000 titler

  • Download og nyd titler offline

  • Eksklusive titler + Mofibo Originals

  • Børnevenligt miljø (Kids Mode)

  • Det er nemt at opsige når som helst

Flex

For dig som vil prøve Mofibo.

89 kr. /måned
  • 1 konto

  • 20 timer/måned

  • Gem op til 100 ubrugte timer

  • Eksklusivt indhold hver uge

  • Fri lytning til podcasts

  • Ingen binding

Prøv gratis
Den mest populære

Premium

For dig som lytter og læser ofte.

129 kr. /måned
  • 1 konto

  • 100 timer/måned

  • Eksklusivt indhold hver uge

  • Fri lytning til podcasts

  • Ingen binding

Start tilbuddet

Unlimited

For dig som lytter og læser ubegrænset.

149 kr. /måned
  • 1 konto

  • Ubegrænset adgang

  • Eksklusivt indhold hver uge

  • Fri lytning til podcasts

  • Ingen binding

Start tilbuddet

Family

For dig som ønsker at dele historier med familien.

Fra 179 kr. /måned
  • 2-6 konti

  • 100 timer/måned pr. konto

  • Fri lytning til podcasts

  • Kun 39 kr. pr. ekstra konto

  • Ingen binding

2 konti

179 kr. /måned
Start tilbuddet