From the moment Carolina graduated from college and started her first real job, the financial advice came pouring in. It felt like everyone she knew was telling her to save for retirement. So Carolina wants to know: really? Maybe that advice was good for boomers, Gen X and millennials, but the world Carolina would be saving for seems like it’s on the brink of collapse. So should Gen Z do things differently? Vox editor Bryan Walsh tells us how close we might be to an extinction-level event, and Vivian Tu a.k.a. Your Rich BFF offers some financial real talk.

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Credits: Jonquilyn Hill, host Sofi LaLonde, producer Andrea Kristinsdottir, engineer Carla Javier, supervising producer Melissa Hirsch, fact checker Katherine Wells and Jorge Just, editors Learn more about your ad choices. Visit podcastchoices.com/adchoices