Don't get caught in a cycle of unnecessary overdraft fees, credit card interest and high-cost loans. A few simple tools can help you hold onto those hard-earned dollars.
Here's what to remember: - Automation is your friend. Set your bills on autopay. - Overdraft protection is deceptive. Link your checking account to a savings account to avoid overdraft fees. - Set up a buffer savings account with automatic deposits. - Don't use credit cards for emergency spending. - If you do have an emergency, try asking your employer for your already-earned wages. - Balance transfer checks can help with high-interest debt, but read the fine print.
Learn more about sponsor message choices: podcastchoices.com/adchoices
NPR Privacy Policy
Nyd den ubegrænsede adgang til tusindvis af spændende e- og lydbøger - helt gratis
Dansk
Danmark