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Relationships & Mental Health

Shari Rash

Personal Finance

Money Podcast for Women

Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all.
Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head.
Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Hosted by Shari Rash, a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good.
If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.

Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More

On this episode of Everyone’s Talkin’ Money, I sit down with Riana Malia—Speaker, Author, and Reinvention Strategist—who helps high-achieving women stop recycling old patterns and start creating extraordinary results in life, love, and money.

Riana shares how subconscious cycles quietly hold us back, why most goal-setting strategies fail, and what it really takes to move from “goal setter” to “goal getter.” 

We dive into her signature Clear to Create™ Method and Quantum Pattern Protocol™, which use neuroscience, quantum healing, and emotional re-patterning to clear out the “junk” that keeps you stuck.

You’ll hear:

 Why 90% of your thoughts are recycled—and how that sabotages success

 The hidden patterns that cause women to repeat the same money, career, and relationship struggles

 How to clear emotional blocks so you can finally set goals that stick

 Why reverse-engineering your goals is more powerful than traditional “SMART” goal-setting

 What it means to live in “full-spectrum self-expression” and align with your true identity

If you’ve ever felt successful on paper but unfulfilled in reality, this episode will give you both the tools and the permission to create something different.

https://quiz.rianamalia.com 
Be sure to keep up with the show on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

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Clear to Create: How Riana Malia Helps High-Achieving Women Break Cycles, Align Goals, and Unlock Extraordinary Success

If part one revealed how obligations are draining your life, part two is your roadmap out. 

In this follow-up, we move from awareness to action with a practical, four-step framework designed to help you reclaim your time, energy, and money without guilt. 

From learning how to audit your calendar to mastering the graceful no, this episode is about building a life full of intentional yeses instead of draining shoulds.

You’ll walk away with:

 A step-by-step framework for breaking free from the obligation trap

 Scripts you can actually use to say no without guilt or excuses

 A strategy to prioritize relationships that truly matter

 Practical tips for building a calendar (and life) that reflects your values

This is part two of our deep dive into obligation-based living — because you don’t just deserve more free time, you deserve a life that feels like it’s actually yours.

Keep the conversation going with us on Instagram @everyonestalkinmoney. 

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

Breaking Free from the Obligation Trap: 4 Steps to Reclaim Your Time, Energy, and Money

Are you living your life on other people’s terms? 

In this episode, we unpack the obligation trap — the endless cycle of weddings, work happy hours, family gatherings, and social “shoulds” that drain your money, your energy, and your joy. 

You’ll hear why so many of us say yes when we want to say no, what it’s actually costing us financially and emotionally, and how obligation-driven living keeps us disconnected from what really matters.

You’ll walk away with:

 A clear understanding of how obligations hijack your time, money, and energy

 The hidden opportunity cost of living by “shoulds” instead of values

 The cultural, social, and psychological roots of people-pleasing

 Real-life examples that show how obligation fatigue shows up in everyday life

This is part one of a two-part series. Next time, we’ll dive into the practical steps you can take to break free and start living on your own terms. Keep the conversation going with us on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Obligation Trap: How Saying “Yes” to Everything Is Draining Your Money, Energy, and Happiness

What if financial success wasn't the finish line—but the launching pad? In this powerful episode, Shari sits down with Brandon Broadwater, founder of Zallevo and creator of the Master Your Power Within framework, to unpack what it really means to live a purpose-driven life of prosperity.

From breaking free of the middle-class mindset to building sustainable wealth that aligns with your deeper purpose, Brandon shares how to go from survival mode to a life of contribution, energy, and clarity.

You'll walk away with:

 The three levels of living: Worldly, Honorable, and Valiant—and how to close the gap between them

 Why many financially “successful” people still feel unfulfilled

 A breakdown of the Prosperity Quadrant: poor, middle class, rich, and abundant

 The myth of “money’s not important” and how that belief keeps you stuck

 Why residual income (not just more hustle) is key to freedom

 How to build prosperity through purpose—not burnout

 The #1 mindset shift that changes everything

Follow Brandon on Instagram @broadwater.brandon

Website: https://www.zallevo.com/

Follow Zavello on Instagram @zavello

Keep up with Everyone’s Talkin’ Money on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

From Survival to Significance: How to Unlock Purpose-Driven Prosperity with Brandon Broadwater

In this first Talkin’ Money Unfiltered episode, Scarlett Stanhope (aka The Biz Hippie) joins me for a no-script, no-rules conversation about a question we should all be asking: is your money stress really about your circumstances… or is it about your mindset?

We dig into the difference between what you can control and what you can’t, why reframing sacrifice as choice changes everything, and how to stop feeling like a victim of your bills, grocery prices, or rent. Along the way, we share real-life examples — from CSA memberships to Cheez-It snack hacks — that prove small decisions can shift your whole financial perspective.

You’ll hear:

 How to tell if your money struggles are mindset-driven or truly circumstantial

 The hidden power in recognizing your everyday financial choices

 Why “sacrifice” can be a mindset trap — and how to turn it into empowerment

 Real-world examples of finding flexibility without feeling deprived

Did you enjoy our unfiltered talk?! Let us know, leave a comment on Instagram @everyonestalkinmoney

Follow Scarlett Stanhope and The Biz Hippie:

Instagram: @scarlettthebizhippie

Website: thebizhippie.com

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

Mindset vs. Circumstance — Why Your Money Stress Isn’t Always About the Numbers, Talkin’ Money Unfiltered with Scarlett Stanhope

Every generation loves to complain about the next one—lazy, entitled, wasting money on gadgets and brunch. But here’s the truth: young adults today aren’t just making different choices—they’re playing a completely different financial game.

In 1970, over half of 30-year-olds in America were married and owned a home. Today? Less than 15%. And it’s not because everyone suddenly decided marriage and mortgages were overrated. It’s the fallout from decades of policy decisions, wage stagnation, and skyrocketing costs that have made the old “American Dream” a whole lot harder to reach.

In this episode, we’re pulling back the curtain on the real reasons why hitting financial milestones looks different now, and why “just work harder” is the worst advice you can give someone trying to buy a home in today’s economy.

You’ll hear:

The shocking drop in homeownership rates for 30-year-olds since the 1970s

How wages, housing prices, and student debt have completely shifted the financial landscape

Why avocado toast is not the problem (and what actually is)

How generational misunderstanding keeps us from creating solutions that work

Practical ways both older and younger generations can bridge the gap

It’s time to stop blaming brunch and start looking at the real math.

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

"Kids These Days" Aren’t Broke Because of Avocado Toast: The Real Story Behind Generational Money Gaps

We often applaud people who save aggressively, track every penny, and avoid debt at all costs. But what if those habits are actually symptoms of something deeper—something that’s quietly holding them back?

In this third episode of our Money Dysmorphia series, I’m joined by Ashley Franklin, Vice President of Branch Operations at SchoolsFirst Federal Credit Union, who breaks down the hidden emotional roots of financial behaviors that look healthy on the outside but may be quietly sabotaging our well-being.

From over-saving and chronic budgeting to the fear of investing and the myth of “having enough,” this conversation is a powerful reality check. We talk about growing up with layaway, modern-day buy-now-pay-later traps, and the impact of comparison culture on our financial choices—especially for Millennials and Gen Z navigating money in an always-on, influencer-saturated world.

You’ll walk away with:

A new understanding of how over-saving can create financial stress instead of security

Why budgeting to the extreme can backfire—and how to build in breathing room

The emotional roadblocks behind fear of investing

How income ≠ wealth, and why self-worth often gets tangled in both

The power of creating a “Board of Directors” for your life—and how to pick the right financial confidantes

Why separating fact from feeling is the real key to healing money dysmorphia

This one’s for anyone who’s ever wondered, “Am I being smart with my money… or just scared?” Let’s unpack it together.

Follow the show on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Over-Saving Hurting You? How Money Dysmorphia Hides in Habits That Look ‘Responsible’

We don’t just have money problems—we have money perception problems.

In Part 2 of our three-part Money Dysmorphia series with Backbone, I’m joined by Melissa Burleson, a certified financial counselor at Tarrant County’s Credit Union, who brings nearly 20 years of wisdom, service, and heart to this conversation. 

Melissa knows firsthand how money dysmorphia—our distorted view of our financial reality—can sabotage even the smartest budgeter or most determined saver.

We talk about how money dysmorphia can swing both ways—from feeling constantly behind despite doing all the right things, to overspending and living beyond your means to project financial success. And Melissa shares powerful personal stories, real-life coaching moments, and practical tools to start shifting from emotional chaos to financial clarity.

You’ll walk away with:

A deeper understanding of the emotional triggers behind overspending and avoidance

How generational money beliefs and social media comparison fuel money dysmorphia

Why many people tie their self-worth to a credit score—and how to break that cycle

How to recognize when emotional thinking is clouding financial decisions

What it takes to move from “I’m bad with money” to “I trust myself with money”

Keep up with all things Everyone's Talkin' Money by following us on Instagram. If you loved what you heard, rate us 5 stars and like and follow us on your favorite podcast app!

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s Not Just the Budget: The Emotional Math Behind Money Dysmorphia

Do you feel broke, even when your finances say otherwise? Or maybe you’ve been spending like you’ve already “made it”—but your bank account hasn’t caught up? That distorted perception has a name: money dysmorphia.

In this first episode of our special three-part series, I’ve partnered with Backbone, a national coalition of credit unions, to explore how emotional and psychological misperceptions around money are impacting millions of Americans—especially Millennials and Gen Z. 

Our guest is Nicole Andrushko, VP of Marketing at Westerra Credit Union, who’s on the frontlines of financial storytelling and education.

Nicole unpacks how social media, comparison culture, and pressure to hit traditional milestones are warping our self-perception—and how credit unions are stepping in to help people see the truth of their financial health and take confident steps forward.

You’ll walk away with:

 
A clear understanding of what money dysmorphia is and how to spot it in yourself or others

 
The real reason high-achieving, financially stable people still feel “behind”

 
How credit unions are uniquely equipped to help people shift their mindset

 
Simple, habit-based ways to start repairing your relationship with money

 
Why emotional support is just as critical as financial tools in combating distorted financial thinking

Keep up with everything Everyone's Talkin' Money by following us on Instagram. If you loved what you heard, give us a 5 Star review on your favorite podcast app and be sure to like and follow the show so you never miss an episode!

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

Am I Actually Broke? The Truth About Money Dysmorphia

In Part 2, we go even deeper into the emotions that drive our financial behavior—especially when life doesn’t go as planned. Shannah Game joins me to talk about emotional spending, identity confusion, and how to unlearn shame-filled money patterns. 

Plus, she shares her new creative direction: baking cupcakes named after emotions to spark real conversations about money, grief, and reinvention.

You’ll walk away learning

How to recognize and reset emotional spending habitsWhy shame is the most expensive emotion we carryHow grief and money are deeply intertwinedHow to reconnect with your creative self—even if it feels lost

Get Shannah's Book: Unraveling Your Relationship with Money. Follow Shannah on Instagram @shannahgame. 

Keep up with Everyone's Talkin' Money on Instagram. 

Thank you to our sponsor! 

Policygenius - Head to ⁠policygenius.com⁠ to compare free life insurance quotes from top companies and see how much you could save. 
Learn more about your ad choices. Visit megaphone.fm/adchoices

Emotional Spending, Identity Loss & Cupcakes: How to Make Peace with Your Money Story with Shannah Game (Part 2)

In this episode of Everyone's Talkin' Money, I'm tackling personal finance advice in an Ask Shannah question about whether it is worth breaking up over money issues in a relationship. I share my insights on how to have a successful money relationship with your partner. The episode is inspired by a listener's question about constant fights with their partner over money despite going to therapy. You'll learn my advice and strategies for navigating financial disagreements in relationships and how I handle them in my own relationship.
How I Can Help You:

Join the Everyone’s Talkin’ Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter 

Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame 

Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq 

Leave a 5-star Review here https://ratethispodcast.com/etm 

Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/

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"Is It Ok To Break Up With My Partner Over Money?" Listener Question

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