App Store

Google Play

DK - Details page - Device banner - 894x1036

Nyd den ubegrænsede adgang til tusindvis af spændende e- og lydbøger - helt gratis

Lyt når som helst, hvor som helst 

Relationships & Mental Health

Shari Rash

Personal Finance

Money Podcast for Women

New York Times Top 4 Money Podcast with over 24 million downloads! Hosted by Shari Rash, InvestmentNews Best Wealth Manager & Advisor Under 40.
Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all.
Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head.
Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Shari Rash is a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good.
If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.

Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More

Money and love don’t come with a rulebook—but they do come with plenty of emotions, power dynamics, and unspoken expectations. 

In this episode of Everyone’s Talkin’ Money, I sit down with Heather and Douglas Boneparth, the husband-and-wife team behind the new book Money Together. 

Heather, a lawyer-turned-writer, and Douglas, a nationally recognized financial advisor, share candid insights about the real challenges couples face when it comes to money—and how to turn those challenges into stronger, more equitable partnerships.

You’ll hear: 

 Why “trust” isn’t enough when one partner disengages from money decisions. 

 How caregiving and emotional labor factor into financial fairness. 

 The biggest money missteps couples make (and how to avoid them). 

 How to move from financial independence to true interdependence without losing yourself. 

 Why “fair” doesn’t always mean “even”—and how to redefine equity when income levels differ. 

 How to start money conversations earlier in dating to gauge compatibility. 

 Practical ways to bring more joy and balance to your financial life as a couple.

If you’ve ever wondered how to merge love and money without resentment, hidden debt, or endless fights, this episode will give you the tools and inspiration to start building wealth together.

Follow Douglas on Instagram @dougboneparth

Follow Heather on Instagram @averagejoelle

Get their new book: Money Together: How to find fairness in your relationship and become an unstoppable financial team

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Together: Building Love, Equity, and Wealth Without Keeping Score

Leaving a marriage isn’t just a legal process — it’s an identity shift. And when money, kids, and years of investment are on the line, the decision can feel impossible. 

In this episode of Everyone’s Talkin’ Money, Shari Rash sits down with Kate Anthony — author of The D Word: Making the Ultimate Decision About Your Marriage and host of the critically acclaimed Divorce Survival Guide Podcast.

Kate opens up about her own journey from what looked like a “perfect” marriage on the outside to recognizing emotional abuse and gaslighting behind closed doors. 

Together, Shari and Kate unpack the hidden fears that keep women in unhappy relationships, the role of money in staying or leaving, and why communication breakdowns are rarely about numbers but about values.

You’ll walk away with:

 Why money fears and financial dependency keep women stuck in marriages longer than they want to be 

 How your earliest “marriage memories” and “money memories” shape the choices you make as an adult

 The difference between spender vs. saver conflicts — and how to finally speak the same financial language as your partner 

 How to shift from “we” to “me” when divorce forces a new money mindset

 The #1 reality check Kate says every woman should face before deciding to stay or leave

Whether you’re happily married, questioning your relationship, or just want to better understand the money-relationship connection, this conversation is packed with wisdom, humor, and hard truths.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. Ava - Help build your credit score with Meetava.com. Use promo code: Money

Learn more about your ad choices. Visit megaphone.fm/adchoices

When Marriage and Money Collide: Kate Anthony on Love, Divorce, and Financial Freedom

Retirement may feel far away, but the decisions you make today will shape how much freedom and flexibility you have tomorrow. In Episode 4 of 40 Money Lessons at 40, Shari Rash unpacks nine essential lessons for building long-term wealth. 

This isn’t about chasing hot stocks or becoming a Wall Street expert—it’s about practical, proven strategies that anyone can use to make time and money work together.

You’ll hear: 

 Why diversification is your financial safety net (and how to do it easily).

 The biggest mistake people make with employer 401(k) matches—and how to fix it today. 

 How Roth IRAs deliver decades of tax-free growth. 

 Why borrowing from retirement accounts robs Future You. 

 How to avoid a “retirement tax bomb” with the right mix of pre-tax and Roth contributions. 

 The tax-efficient accounts (Roth, HSA, 529) that quietly add six figures over time. 

 Why HSAs are the unicorn account for retirement healthcare costs. 

 What you need to know about taxes on W-2, 1099, dividends, and capital gains. 

 The one factor that beats investment returns or contribution size: starting early.

Whether you’re in your 20s, 30s, or hitting your 40s like me, these lessons prove that money is forgiving—you can start fresh today and still build the wealth you need for tomorrow.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

Building Wealth for the Long Term: 9 Investing & Retirement Lessons That Actually Work. 40 Money Lessons for 40 Part 4

Are you drowning in “stuffication”? It’s that suffocating feeling when your home is so overrun with clutter that it steals your focus, your joy, and even your financial security. 

In this episode of Everyone’s Talkin’ Money, I sit down with professional organizer Mary Beth MacKinnon to uncover why clutter is never just about stuff—it’s about emotions, money, and the stories we attach to our belongings.

Mary Beth explains why pantries become money pits, how subscription boxes and impulse buys fuel the clutter cycle, and why storage units are really just “renting a house for your crap.” 

We dive deep into the psychology of guilt, nostalgia, and overconsumption—and talk about practical systems and mindset shifts that can help you stop overspending and start living lighter.

You’ll hear: 

 Why “stuffication” happens and how to know when clutter has crossed the line into overwhelm 

 The hidden financial costs of clutter (from subscription traps to storage units) 

 Why emotions like guilt and shame keep us stuck with things we don’t even use 

 Smart strategies for breaking the buy-more-organize-more cycle 

 How decluttering your home can also declutter your finances and free up money for what really matters

If you’ve ever stood in front of an overflowing closet or pantry and felt paralyzed, this episode will help you understand what’s really going on—and give you tools to clear the clutter for good.

Follow Mary Beth on Instagram @marybeth.mackinnon or visit www.simplify-me.net for tips that make both your home and your budget feel a little lighter.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

Stuffication: Breaking Free from Clutter and the Hidden Costs of Too Much Stuff with Professional Organizer Mary Beth MacKinnon

Too many women entrepreneurs are hustling hard, making sales, and still not seeing the money hit their personal bank account. Sound familiar? 

In this episode of Everyone’s Talkin’ Money, Shari Rash sits down with Danielle Hayden—Co-Founder and CEO of Kickstart Accounting—to unpack the myths, mindset blocks, and money mistakes that keep successful business owners stuck.

Danielle shares why it’s irresponsible not to pay yourself, the real difference between a bookkeeper, tax accountant, and CFO-level support, and how to use your numbers as a story—not a math problem—to make better decisions. 

You’ll learn where most women overspend (and underspend), how to balance business needs with household needs, and why hiring the right money team can transform your business into a sustainable source of wealth.

You’ll walk away knowing: 

 Why saying “I’m not a numbers person” is keeping you broke in business

 How to structure your money team (bookkeeper, tax accountant, CFO, and more) 

 The percentages you should be spending on payroll, marketing, and operations 

 What to do if your business is seasonal or cash flow feels lumpy 

 How to stop the shame spiral and finally pay yourself confidently

If you’re ready to shift from “making money” to keeping and using money in a way that supports both your business and your life, this episode is a must-listen.

Rules of Thumb for business spending. Check out the worksheet Danielle mentioned here: 
 https://kickstartaccountinginc.com/healthy

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

The #1 Money Mistake Female Entrepreneurs Make: Not Paying Themselves with Danielle Hayden

Turning 40 has me thinking about the money lessons that actually matter — not the flashy hacks, but the real, sometimes boring, strategies that keep your financial life from falling apart. 

In part three of my 40 Money Lessons at 40 series, I’m digging into debt, credit, and protection — the unsexy side of money that quietly saves you thousands.

I’ll break down why paying off high-interest credit cards is the best guaranteed return you’ll ever get, how lifestyle creep sneaks up with an “I deserve this” disguise, and why carrying a balance on your credit cards is the ultimate wealth killer. 

I’m also sharing the protection strategies most people ignore — from freezing your credit (free, easy, and way more effective than monitoring) to keeping disability insurance because your income is your biggest asset, and adding umbrella insurance once your net worth grows.

You’ll walk away knowing:

 Why killing high-interest debt beats almost any investment strategy 

 How to recognize lifestyle creep before it drains your wealth 

 The golden rule of credit cards (hint: the magic number is zero)

 The simplest way to stop identity theft before it happens

 Why insurance may be boring, but it’s the backbone of financial freedom

These aren’t the lessons that get headlines or TikTok views, but they’re the ones that give you real peace of mind — and by 40, I’ve learned peace of mind is worth more than any hot stock tip.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Kill Debt, Master Credit and Protect Your Wealth - 40 Money Lessons at 40, Part 3

While everyone else is waiting for January to set resolutions they won’t keep, savvy money managers know the real financial new year starts in September. 

In this final episode of the Back-to-School, Back-to-Budget series, Shari Rash shows you why fall is the perfect time to reset your money goals—and how to make them stick through the holiday season and beyond.

You’ll learn:

 Why September has natural momentum that January can’t match 

 How to harness “fresh start” energy to set one powerful financial goal

 The exact framework for choosing, sizing, and sticking to that goal 

 How to avoid the 3 most common mistakes people make when setting money goals 

 Why finishing the year strong can completely transform your financial confidence

Forget failed resolutions. September gives you the time, structure, and energy to create real change. Whether your goal is saving, paying off debt, or finally building that emergency fund, this episode will help you focus, follow through, and step into the new year already ahead.

If this series helped you, now’s the perfect time to binge all four episodes: 

Part 1: resetting your money routine

Part 2: checking your money basics

Part 3: building a smart seasonal spending plan, and 

Part 4: finishing the year strong with a financial goal that actually sticks.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

September Is the New January: How to Set a Money Goal and Actually Crush It by Year-End. Back to School, Back to Budget Series (Part 4 of 4)

Mindset is important, but here’s the truth: without strong cash flow systems and habits, you’ll always feel like you’re spinning your wheels with money. 

In Part 2 of my 40 Money Lessons at 40 series, I’m walking you through the practical routines that form the backbone of financial stability.

You’ll hear: 

 Why paying yourself first (even $25 at a time) guarantees your future gets funded 

 How to set up a monthly “money date” to check in without shame or stress 

 The life-changing peace of living one month ahead on bills 

 Why multiple bank accounts simplify money management and stop overdraft chaos

These aren’t flashy hacks — they’re the proven, boring-but-brilliant moves that build real wealth and lower money stress.

If you’ve been craving control over your finances, this episode is your blueprint for a rock-solid foundation.

You’ll walk away knowing: 

 Why paying yourself first flips the savings script (and why “leftover money” never works). 

 How a monthly money date can transform shame into clarity. 

 The underrated power of living one month ahead on bills — and the instant stress relief it creates. 

 Why multiple checking accounts aren’t obsessive, they’re smart structures. 

 How saving monthly for big expenses stops predictable bills from wrecking your budget. 

 The real cost of oversized housing — and how to keep it in check.

 Why talking about money out loud is the fastest way to get unstuck.

 And the 3-month pause rule that will save you from emotional, expensive mistakes.

Next episode, we’re talking protection — debt elimination, credit management, insurance. The shields that keep your financial house safe.

If this episode hit home, share it. Screenshot your favorite lesson, tag me 
@everyonestalkinmoney⁠. And remember: money doesn’t demand perfection. It just wants you to show up.

Build the foundation. Your future self will thank you. 

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

Boring Money Moves That Actually Work - 40 Money Lessons at 40, Part 2

What does turning 40 teach you about money? A lot. In this special series, Shari Rash shares 40 money lessons she’s learned over two decades in personal finance — from the cringe-worthy (financing a couch for three years) to the life-changing (automation beats motivation every single time).

This episode kicks off the first set of lessons, where Shari covers why:

 Saving only for the future leaves you broke in the present

 Confidence matters more than perfection when it comes to money decisions

 Consistency beats intensity every single time

 Money is forgiving — you can mess up and still recover

 Independence doesn’t mean doing it all alone

Whether you’re 25 and just starting out, or 55 and saying “better late than never,” these lessons will shift how you think about money — and how you use it.

You’ll walk away knowing:

 The dangers of over-saving for retirement while neglecting cash flow today

 How to move from research paralysis to confident action

 Why automation is your secret weapon for building wealth

 The truth about financial independence (it doesn’t mean going solo)

 How to reset when mistakes happen, without shame or guilt

If you’ve ever wondered what really matters when it comes to money — not the Instagram hacks, not the one-hit-wonder success stories, but the everyday strategies that actually work — this is the episode for you.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

40 Money Lessons at 40: Real-Life Wins, Mistakes and What Actually Matters - Part 1

The next three months—Halloween, Thanksgiving, and the holidays—are basically a budgeting minefield. Even if you’ve been disciplined all year, this season can throw your money game completely off. 

In Part 3 of our Back-to-School, Back-to-Budget series, I’m giving you a clear strategy to holiday-proof your wallet and make sure your spending reflects your priorities—not panic.

We’re talking sinking funds for things you know are coming—gifts, school events, sports travel—and how to build a 3-month forecast that gives you room to breathe and room to celebrate. 

This episode isn’t about being the holiday Grinch—it’s about putting boundaries in place so you can actually enjoy the season without carrying guilt or a January credit card hangover into the new year.

You’ll learn: 

 how to map out your fall spending from Halloween through New Year’s

 how to budget for all those "surprise-but-not-really" expenses

 how to shift your mindset from restrictive to intentional. 

By the end, you’ll walk away with a simple fall money plan, sinking funds set up for what’s ahead, and the confidence to celebrate without sabotaging your financial goals.

If you’re a busy professional or parent who dreads the financial chaos of the holidays but still wants to enjoy every bit of it—this one’s for you.

And if this episode gives you the holiday money reset you’ve been craving, share it with a friend and make sure you’re subscribed so you don’t miss the final episode in this series: Building Momentum for Year-End Success.

Be sure to like and follow the show on your favorite podcast app!

Keep the conversation going on Instagram @everyonestalkinmoney

Thank you to our sponsors! 

Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save. 

Ava - Help build your credit score with Meetava.com. Use promo code: Money
Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart Spending for Fall: Holiday Budgeting, Sinking Funds, and Stress-Free Money Moves - Back-to-School, Back-to-Budget Mini-Series (Part 3 of 4)

Good news! You don't have to wait to start enjoying life, no matter the size of your bank account. The key to success is creating a Money Roadmap.
Our podcast guest on this Summer Reboot episode, Anna Sergunina, is also working to blow up the myth that you have to wait to enjoy life. Anna is a kick-ass Certified Financial Planner and the President & CEO at MainStreet Financial Planning Inc., the nation’s largest fee-only, hourly project-based financial planning business. Even though she became a CFP, she still admits that she made all possible financial mistakes as a young adult. Her career goal is to help you understand that you don't have to be rich to start working on your finances.
Links

MainStreet Financial Planning

Anna on Instagram

MainStreet on Facebook

Episode Sponsors
Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.

FOLLOW & SHARE
Want to be the first to know when new episodes are released – bit.ly/millennial-money. 
Sign up for my weekly Let’s Talk Money email newsletter https://bit.ly/letstalkmoneyemail.
 
Ask Shannah
Have an Ask Shannah question, submit it here https://www.mmoneypodcast.com/contact-me/
 
Get Social
Shannah on Twitter https://twitter.com/shannahgame
Shannah on Instagram https://www.instagram.com/shannahgame/

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

 
Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Create Your Money Roadmap with Anna Sergunina (Summer Money Reboot)

Lyt når som helst, hvor som helst

Other podcasts you might like ...