From Broke to Empowered: Mindset Shifts, Money Habits, and Using Credit Wisely with Tiffany Grant, AFC®

Is feeling “broke” a mindset—or a money problem? In this eye-opening episode of Everyone’s Talkin’ Money, I’m joined by Tiffany Grant, AFC®, creator of Money Talk With Tiff and a nationally recognized voice in personal finance education.

Tiffany gets honest about what it really takes to move from financial anxiety to clarity—and how to stop letting shame or unrealistic goals derail your progress.

We talk about the emotional baggage we bring to our finances, the myths about debt and income that need to die already, and how a little creativity—hello, gamification—can completely change your budgeting experience.

Tiffany also opens up about her own debt journey, including what happened when she didn’t hit her goal of being debt-free by 30—and why she now sees that as a win.

If you’re tired of “six-figure salary” hype, comparison traps, or beating yourself up for not being perfect with money, this episode is the mindset reset you didn’t know you needed.

You'll walk away with:

A new perspective on what being “broke” really means

Tactical ways to document and take inventory of your finances

How self-talk impacts your money habits and confidence

Why gamifying your budget could be the trick to staying consistent

The power of redefining financial goals when life throws curveballs

The difference between using credit as a tool versus as income

Permission to ditch the shame and take small, intentional steps forward

How to personalize your path to financial freedom

Tips for questioning financial advice that doesn’t fit your life

A reminder that kindness to yourself is key on this journey

Resources + Connect with Tiffany:

Website: moneytalkwitht.com

Podcast: Money Talk With Tiff

Instagram: @moneytalkwitht

YouTube: Money Talk With Tiff

Twitter: @moneytalkwitht

TikTok: @moneytalkwitht

Facebook: Money Talk With Tiff

Pinterest: Money Talk With Tiff

Instagram @everyonestalkinmoney

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