How to Pay off $11,000 of Credit Card Debt [BA QA]

BA Fam, we’re back with a classic BA Q&A, and this week’s episode is all about the kind of debt that just hits different credit cards with sky-high interest rates. A listener wrote in with a heartfelt message and a tough reality: nearly $12K in credit card debt spread across multiple cards, with APRs climbing over 30 percent. Mandi breaks down: • When debt consolidation actually makes sense • How to avoid the trap of solving a short-term problem without fixing the root issue • What happens to your credit score (for better or worse) • The difference between snowballing your debt vs. avalanching it • And why it’s time to stop avoiding your balances You’re not alone, BA fam. And no, you're not failing. You're just one plan away from a financial reset. Let’s talk about it. 📩 Got a question? Email brownambitionpodcast@gmail.com or DM @brownambitionpodcast Resources + Links: • Investor.gov Compound Interest Calculator https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator • Apps for tracking expenses: Rocket Money, spreadsheets, or whatever helps you • Credit unions for lower-interest personal loans • Debt snowball vs. debt avalanche LET’S STAY CONNECTED Instagram: https://www.instagram.com/brownambitionpodcast Website: https://www.brownambitionpodcast.com Subscribe & leave us a review—because we love hearing from our BA fam!

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